The Punjab government continues its commitment to empowering persons with disabilities by offering substantial financial and social assistance. Under the updated CM Punjab Himmat Card 2025 initiative, eligible residents can receive Rs. 10,500 monthly aid, along with healthcare, education support, and employment opportunities.
With the August 2025 update, the application process is more streamlined, ensuring quicker verification and direct bank transfers for approved beneficiaries.

Key Highlights of the August 2025 Update
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Quarterly Payment Release – Rs. 10,500 issued directly to bank accounts via the Bank of Punjab.
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Faster Disability Verification – Streamlined checks through NADRA and the Punjab Social Protection Authority (PSPA).
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Added Support Services – Medical care, scholarships, and assistive devices for registered members.
Eligibility Requirements
Applicants must meet these criteria:
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Resident of Punjab province.
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Possess a valid disability certificate from NADRA.
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Updated CNIC/B-Form with disability status.
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Belong to a low-income household.
Disabilities Covered Under the Scheme
The program supports individuals with:
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Physical disabilities
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Vision loss or impairment
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Hearing loss
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Intellectual or developmental disabilities
Additional Benefits Beyond Monthly Payments
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Health Insurance under Punjab Health Initiative Management Company (PHIMC)
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Scholarships for students with disabilities
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Job quotas in public and private sectors
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Assistive devices like wheelchairs, hearing aids, and mobility aids
Payment Collection Process
Once approved, funds are transferred to the beneficiary’s Bank of Punjab account. Withdrawals can be made via:
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Bank branches
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ATMs nationwide
Future Plans Announced by the Government
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Possible increase in financial aid amount.
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Digital payment tracking for transparency.
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Expanded coverage for rural and remote areas.
FAQs
Q1: How much financial aid is provided under this program?
Eligible individuals receive Rs. 10,500 per month, paid quarterly.
Q2: Can I apply without a NADRA disability certificate?
No, a verified NADRA disability certificate is mandatory.
Q3: Where will I receive the payment?
Payments are transferred to your Bank of Punjab account.
Q4: Are there any job opportunities linked to this scheme?
Yes, the program includes reserved job quotas for persons with disabilities.
Final Thoughts
The CM Punjab Himmat Card 2025 is more than just financial assistance — it’s a comprehensive support system aimed at improving the quality of life for persons with disabilities in Punjab. With the August 2025 enhancements, the application process is faster, payments are timely, and additional benefits ensure long-term empowerment for beneficiaries.
